Honu Wealth Management ("Honu") is an SEC registered investment adviser
located in Los Altos, California.  Honu and its representatives are in compliance
with the current filing requirements imposed upon SEC registered investment
advisers by those states in which Honu maintains clients. Honu may only
transact business in those states in which it is registered, or qualifies for an
exemption or exclusion from registration requirements. Honu's web site is
limited to the dissemination of general information pertaining to its advisory
services, together with access to additional investment-related information,
publications, and links.  Accordingly, the publication of Honu's web site on the
Internet should not be construed by any consumer and/or prospective client as
Honu's solicitation to effect, or attempt to effect transactions in securities, or
the rendering of personalized investment advice for compensation, over the
Internet.  Any subsequent, direct communication by Honu with a prospective
client shall be conducted by a representative that is either registered or qualifies
for an exemption or exclusion from registration in the state where the
prospective client resides. For information pertaining to the registration status
of Honu, please contact the SEC or the state securities regulators for those states
in which Honu maintains a notice filing.  A copy of Honu's current written
disclosure statement discussing Honu's business operations, services, and fees is
available from Honu upon written request. Honu does not make any
representations or warranties as to the accuracy, timeliness, suitability,
completeness, or relevance of any information prepared by any unaffiliated
third party, whether linked to Honu's web site or incorporated herein, and takes
no responsibility therefor.  All such information is provided solely for
convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of
risk, and there can be no assurance that the future performance of any specific
investment or investment strategy (including those undertaken or
recommended by Honu), will be profitable or equal any historical performance
level(s).

Certain portions of Honu's web site (i.e. newsletters, articles, commentaries,
etc.) may contain a discussion of, and/or provide access to, Honu's (and those of
other investment and non-investment professionals) positions and/or
recommendations as of a specific prior date.  Due to various factors, including
changing market conditions, such discussion may no longer be reflective of
current position(s) and/or recommendation(s).  Moreover, no client or
prospective client should assume that any such discussion serves as the receipt
of, or a substitute for, personalized advice from Honu, or from any other
investment professional. Honu is neither an attorney nor an accountant, and no
portion of the web site content should be interpreted as legal, accounting or tax
advice.

Rankings and/or recognition by unaffiliated rating services and/or publications
should not be construed by a client or prospective client as a guarantee that
he/she will experience a certain level of results if Honu is engaged, or continues
to be engaged, to provide investment advisory services, nor should it be
construed as a current or past endorsement of Honu by any of its clients.  
Rankings published by  magazines, and others, generally base their selections
exclusively  on information prepared and/or submitted by the recognized
adviser.

Each client and prospective client agrees, as a condition precedent to his/her/its
access to Honu's web site, to release and hold harmless Honu, its officers,
directors, owners, employees and agents from any and all adverse consequences
resulting from any of his/her/its actions and/or omissions which are
independent of his/her/its receipt of personalized individual advice from Honu.
DISCLAIMER
Copyright © 2009
Honu Wealth Management