Life is complicated. You have many different issues
to worry about each day for you and your family.
We view financial planning as the process of making
sure that you are as prepared as possible for the
significant financial events that occur during your
life. There are some significant financial events
that we can plan for, like retirement or education,
and others that are unforeseen like losing your job
or the loss of a loved one. Some of these things we
like to think about, others we don’t—but we still
need to plan for them all.
to worry about each day for you and your family.
We view financial planning as the process of making
sure that you are as prepared as possible for the
significant financial events that occur during your
life. There are some significant financial events
that we can plan for, like retirement or education,
and others that are unforeseen like losing your job
or the loss of a loved one. Some of these things we
like to think about, others we don’t—but we still
need to plan for them all.
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| Copyright © 2009 Honu Wealth Management |
advice possible about how to meet your goals. We can then examine your
making any treatment recommendations, we need to have a complete
understanding of your financial health before giving you any advice. Based on
this information, we propose a series of financial strategies. Finally, we prepare
a Personal Financial Plan to be used in implementing your plan. If you wish to
implement the plan with us and have us monitor how these strategies could be
affected by significant financial events in your life, we offer our Investment
Advisory and Wealth Management Services.
Financial Planning generally covers these six areas:
making any treatment recommendations, we need to have a complete
understanding of your financial health before giving you any advice. Based on
this information, we propose a series of financial strategies. Finally, we prepare
a Personal Financial Plan to be used in implementing your plan. If you wish to
implement the plan with us and have us monitor how these strategies could be
affected by significant financial events in your life, we offer our Investment
Advisory and Wealth Management Services.
Financial Planning generally covers these six areas:
- Current financial situation (cash flow, net worth, budgeting)
- Investment Planning (portfolio review, asset allocation, saving for
education, employee stock options) - Protection Planning (determination of needs in the event of a financial
catastrophe, disability or premature death, review of insurance policies) - Tax Planning (minimizing income taxes, maximizing spendable income,
tax advantaged investment options) - Retirement Planning (accumulation plans, use of IRAs, qualified plans,
distribution strategies) - Estate Planning (Wills, trusts, charitable gifting, minimizing estate tax)
