Honu Wealth Management is a Securities and
Exchange Commission (SEC) Registered
Investment Advisor. We offer our clients financial
planning and investment advisory services in a truly
independent way.
Honu Wealth Management offers High Net Worth
Clients our services for a flat annual fee. Most
advisors today offer either an Asset Under
Management (AUM) fee or an hourly fee. We have
found that the AUM fee structure provides an
incentive to keep your money in financial assets
that your advisor can manage (and thus collect a fee
on). In many instances, it may not be in your best
interest to do so. If you ask your AUM
compensated advisor whether you should pay off
your mortgage or keep your assets invested, they
will make more money if you keep the money
invested. Also when you start the distribution
phase of your life (i.e retirement) your AUM
advisor’s compensation will be reduced as you
spend down your portfolio. The problem with the
hourly compensation structure is one of
communication. We at Honu Wealth Management
want to be there for your whenever you have a
financial question, no matter how small it might
seem to you. If you know that the “clock is ticking”
every time you call us, you are less likely to seek
our council on these significant financial issues.
For clients who choose to implement their financial
plans with us, we provide access to very low cost
institutional-type mutual funds not generally
available to the public at large from Dimensional
Fund Advisers and Vanguard.
Exchange Commission (SEC) Registered
Investment Advisor. We offer our clients financial
planning and investment advisory services in a truly
independent way.
Honu Wealth Management offers High Net Worth
Clients our services for a flat annual fee. Most
advisors today offer either an Asset Under
Management (AUM) fee or an hourly fee. We have
found that the AUM fee structure provides an
incentive to keep your money in financial assets
that your advisor can manage (and thus collect a fee
on). In many instances, it may not be in your best
interest to do so. If you ask your AUM
compensated advisor whether you should pay off
your mortgage or keep your assets invested, they
will make more money if you keep the money
invested. Also when you start the distribution
phase of your life (i.e retirement) your AUM
advisor’s compensation will be reduced as you
spend down your portfolio. The problem with the
hourly compensation structure is one of
communication. We at Honu Wealth Management
want to be there for your whenever you have a
financial question, no matter how small it might
seem to you. If you know that the “clock is ticking”
every time you call us, you are less likely to seek
our council on these significant financial issues.
For clients who choose to implement their financial
plans with us, we provide access to very low cost
institutional-type mutual funds not generally
available to the public at large from Dimensional
Fund Advisers and Vanguard.
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| A honu swimming off the coast of Kona, Hawaii |
| Copyright © 2009 Honu Wealth Management |